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Help Loan Guys!!

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Anonymous
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Help Loan Guys!!

Here's my problem....
     
                 My middle fico score is higher than my husband's ( his is 620/ mine is 663) and I was wondering if I would be able to qualify for an FHA loan using my credit instead of his.  I work part-time for a family member, but I do not get paid enough to have to file taxes on it. Is there some miracle of a chance that we can work around this or am I just wishing to much for this?
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1 REPLY 1
DallasLoanGuy
Super Contributor

Re: Help Loan Guys!!

620 is fine.
620 gets the same rate as 800
 
apply first, then if you get denied, then think about alternative plans.
 
Retired Lender
Message 2 of 2
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