Help Should I ?

[Mzvanessa]

Hello all. I was pre approved for a Mortgage loan (Conventional) ,and have heard about not applying for any credit during this process. My question for everyone is this, I put a down payment of $570 dollars on some furniture yesterday using my check card since they were having such a good sale. is that OK to do or should I have put the down payment on my CC and paid it off before the statement cut ?  In my pre approval letter, it states that they will want to see two bank statements and other documents when a offer has been made on a home. Am I setting myself up for trouble or is this OK? I don't want any problems when it comes down to my final approval. Can anyone please help me with some advice ?

[CAnNY]

I don't see why this would be an issue as long as it does not effect your reserves if required. I don't see $600 as a large purchase plus you did not apply for credit so you should be fine. Maybe someone else will chime in.