Hello to all. We have an auto we bought 3 yrs ago. Our interest is a whopping 15.95%. The loan was for $25,000. We have paid it down to $14,000. My question is should we look to refi? Our scores are about 605. Will anyone refi with these scores? We are not wanting any longer to pay, just cheaper interest= lower payments, right? We have it thru Wells Fargo Fin right now, any advice?BTW have 2 more yrs to pay
