cancel
Showing results for 
Search instead for 
Did you mean: 

Help!! removed dispute comment from charge off..

New Member

Help!! removed dispute comment from charge off..

Hello!! I recently removed a "dispute comment" from a charge off acct it updated to 12/4/12 and now says Date closed 12/4/12. This acct was charged off 4yrs ago my question is " Is this consider a new charge off acct"?? I also have 2 midland collections that updated as well. Im trying to get a mortgage pre-appoval by april, so i don't know if i scewed up Smiley Sad Thanks for your replies!!
2 REPLIES
Super Contributor

Re: Help!! removed dispute comment from charge off..

try asking in the credit forum

 

Retired Lender
Highlighted
Valued Contributor

Re: Help!! removed dispute comment from charge off..

I don't think you screwed up as most lenders look at the Date of First Delinquency, which in your case was 4 years ago. I have an unpaid collection from 2009 that was updated with a KD Sep 2012...it made no difference as I am closing in a week. Best of luck! :-)
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014