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DO I HAVE A CHANCE AT ALL AT BUYING A HOME?
I have worker really hard at raising my scores. Experian 737- Transunion- 737 Equifax- 707. I make $70,000.00 per year salary. I have been at my current job for eight years. I have 10% down for a loan of $150,000.00 Here is my dilemma. My wife has a home currently in foreclosure. It was a bad investment idea. I am not on the loan or title, however we do file taxes together. I was told I can leave her off of a conventional loan. What are my chances here?
I'll let the experts chime in on everything else, but be sure to pull your FICO scores ASAP. You mentioned an Experian score, but Experian stopped allowing consumers to pull their own FICO score back in mid-February.
james4jc wrote:I have worker really hard at raising my scores. Experian 737- Transunion- 737 Equifax- 707.