Try and have as much information as possible about your house so they can give you an accurrate quote and so you understand the coverage. Things like square footage, seiling fans, basement size, type of foundatation, and shingles. After giving my current agent all the info, her value assessment for a full replacement came in exactly as the appraised value for the mortgage.
Another issue that might pop up is, I had issues with the insurance company i had for my auto. I called my agent and supplied her with all the info she asked for and I was declined coverage because of my dog's breed was on their "blacklist."
I found a dog friendly policy at a lower price. I switched my auto over as well because I did not agree with there breed discrimanation.
