01-31-2013 09:51 AM
To take part in the IDA/Individual Development Account program here which matches funds $3 to $1, you have to take part in a homebuying education class. I'm totally fine with that, I'm sure I'll learn some great things (and hear a lot of repetition of the things learned on here already haha).
But this is what it says on their website:
The fee is $50 for the household, including a 1-bureau credit report. If you are interested in a full 3-bureau credit report, then the cost of the class is $65.
Any ideas on if this will be a hard inquiry on the bureaus? Or will they have a way to get hte report doing only a soft pull?
01-31-2013 11:01 AM
01-31-2013 06:45 PM
I teach homebuyer education and our agency also offers a credit report. We use credco to access our credit reports and it is a soft pull.
Thank you for the info, I appreciate it! :-)