I wanted to share a thread on my journey towards a new house. To get some encouragement through this stressful process and hopefully be able to let others know that there is always hope!
I filed for BK in 2008 for mostly stupid and irresponsible reasons and have slowly been building up my credit. Thanks to these boards. I got preapproved on Tuesday (mid score 720) and will likely be going the conventional route with 5% down. Found my DREAM house. It is a beautiful old Victorian that i put an offer on and I am eagerly waiting to hear back on my offer.
So excited and thankful.
I look forward to hearing all about your process!!
You and I are almost at the same point. I am hoping for a very smooth journey... we'll see.
I hope we'll be congratulating each other within the next 30+ days!! Hang in... you're not alone!!
I surely will be following your journey as I hope to be in similar position by then end of this year. I sure hope your offer gets accepted.
Thinking good thoughts that your offer will be accepted!
Locked my rate in today at 3.5%. Going to sign loan documents tomorrow. It is getting real now
This is absolutely great news
Good luck to you! I had an inspection done and an appraisal (required for FHA loans) a few weeks ago. The inspection was very thorough was very informative. The appraisal was nerve wrecking as I was not there for that. Plus I had to wait over a week from the time it was ordered to the time we received the results. Luckily, my agent was there and was very informative about how it all went. I hope it all goes well for you!