Depends on how you look at it. Technically, no. The credit score requirements are the same. However condos have more stringent requirements than single family properties. There has to be so many owner occupied units in the building. There are specific rules about what percentage of units are behind on their dues and how much reserves the HOA association has in the bank. If you are going FHA, it has to be an FHA approved condo. I also talked to a bank who wouldn't do a mortgage on a condo without a 20% down payment. I ultimately went with a lender who let me out down as little as 3%
So generally, while you should qualify for both equally based on your credit score, work history, reserves, etc, there are more stringent requirements specific to condos in order to get a loan
BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)
Experian 835 Transunion 828-- August 2018
