Hi, wanted to know how long I would have to wait to buy a home? I just purchased a new car yesterday, and traded in my old one. How long do you have generally have to wait to get into a home after purchasing a car?
Hi, sorry, I should have given more information. We (husband and I) want to buy in Nevada, Clark county. Our Fico scores are 630 hoping to raise them by paying off some credit cards. We don't have any late payments on our CRs. Our minimum monthly credit card payments are 273.00 a month, and our new car payment is going to be 442.00 a month. We didn't put anything down when we bought the car, we used our trade in as the down payment. Our rent now is $990.00 a month. I've been here for 5 years, we both have had the same job for a year and have been in the same line of work for over 7 years. We plan on putting down 15-20 thousand down on a house. Our combined income is $56,000 a year. What do you think?