05-04-2008 03:59 PM
05-04-2008 04:29 PM
Hi, wanted to know how long I would have to wait to buy a home? I just purchased a new car yesterday, and traded in my old one. How long do you have generally have to wait to get into a home after purchasing a car?
05-04-2008 10:45 PM
05-05-2008 09:05 AM
Hi, sorry, I should have given more information. We (husband and I) want to buy in Nevada, Clark county. Our Fico scores are 630 hoping to raise them by paying off some credit cards. We don't have any late payments on our CRs. Our minimum monthly credit card payments are 273.00 a month, and our new car payment is going to be 442.00 a month. We didn't put anything down when we bought the car, we used our trade in as the down payment. Our rent now is $990.00 a month. I've been here for 5 years, we both have had the same job for a year and have been in the same line of work for over 7 years. We plan on putting down 15-20 thousand down on a house. Our combined income is $56,000 a year. What do you think?
05-05-2008 10:42 AM - edited 05-05-2008 10:43 AM
05-05-2008 10:45 AM
05-05-2008 10:49 AM
05-05-2008 11:01 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.