Mortgage scores per myFICO:
Equifax 558
TU 658
Exp. 682
Negatives
Charge off finger hut 82. In feb 17
Also listed with LVNV as of 12-17
Comcast collection as of 09/17 247.00
Med 34.00 06/17
Med 60 03/17
Eviction 03/12
Bk chap 13 field 06/12 dismisses.
Student loan late pays newest is 09/16, closed and consolidated never late
Car loan 379.00 (1) 30 day late 08/15
Cap 1 cc $20/300 $25 monthly
Income 28k
Haven’t found home as I want preapproval first.
Primary residence
Hubby will be in deed not loan as his credit is worse.
Will qualify for DPA once I hit 660 mid at 3.5% thru Indiana next home.
5 k in bank
1st goal: 700 across the board
Starting Scores 01/19/2018
Equifax : 579
Transunion: 585
Experian: 602
Current 07/06/2018
Equifax:662
Transunion: 645
Experian: 683