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How close am I to pre approval for FHA?

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capricornchanges
Regular Contributor

How close am I to pre approval for FHA?

Mortgage scores per myFICO:
Equifax 558
TU 658
Exp. 682

Negatives
Charge off finger hut 82. In feb 17
Also listed with LVNV as of 12-17
Comcast collection as of 09/17 247.00
Med 34.00 06/17
Med 60 03/17
Eviction 03/12
Bk chap 13 field 06/12 dismisses.
Student loan late pays newest is 09/16, closed and consolidated never late
Car loan 379.00 (1) 30 day late 08/15
Cap 1 cc $20/300 $25 monthly

Income 28k
Haven’t found home as I want preapproval first.
Primary residence
Hubby will be in deed not loan as his credit is worse.

Will qualify for DPA once I hit 660 mid at 3.5% thru Indiana next home.

5 k in bank


1st goal: 700 across the board
Starting Scores 01/19/2018
Equifax : 579
Transunion: 585
Experian: 602

Current 07/06/2018
Equifax:662
Transunion: 645
Experian: 683








Message 1 of 4
3 REPLIES 3
capricornchanges
Regular Contributor

Re: How close am I to pre approval for FHA?

I forgot:
Indianapolis
W2 and been on job 3 yrs


1st goal: 700 across the board
Starting Scores 01/19/2018
Equifax : 579
Transunion: 585
Experian: 602

Current 07/06/2018
Equifax:662
Transunion: 645
Experian: 683








Message 2 of 4
capricornchanges
Regular Contributor

Re: How close am I to pre approval for FHA?

Anybody?



1st goal: 700 across the board
Starting Scores 01/19/2018
Equifax : 579
Transunion: 585
Experian: 602

Current 07/06/2018
Equifax:662
Transunion: 645
Experian: 683








Message 3 of 4
capricornchanges
Regular Contributor

Re: How close am I to pre approval for FHA?

Pretty please???


1st goal: 700 across the board
Starting Scores 01/19/2018
Equifax : 579
Transunion: 585
Experian: 602

Current 07/06/2018
Equifax:662
Transunion: 645
Experian: 683








Message 4 of 4
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