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How do I get a loan for credit consolidation?

New Member

How do I get a loan for credit consolidation?

I have some old debt which only totals under 5,000 and I have some recent credit card debt, old school loans, and my new car. What I would like to do is to get a consolidation loan and get in all into one payment. But it seems like with my credit score and not owning my own home I can not do that. Well I would like to own a home someday but need to get out of this debt right now before I can even think about that. I have slowly but surely paid off some old debt over the past 2 years and have had no late payments on anything. Also, I have increased my score from low 500's to 600's but still I still feel like I am going absolutely no where. I just need to know the best way I can go about this. And I would appreciate any help. Thanks
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