How does Lender decide...

[debc]

I know that the LO use the Mid scores, but is that then the only CR that they look at? Or do they use the merged CR?

[Anonymous]

From what I understand, they use the mid score for determining rate, but they look at the information on all 3 reports. GL!

[rivernh]

They definately look at all three reports....at least my LO did.

We discussed in some detail what was on all three reports....

This is for an FHA loan