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DallasLoanGuy wrote:wells is in a world of hurt right now.they cannot process all of their files.use a mortgage banker who can underwrite in 1/5th the time. and usually for a better rate
The only ones I know of that don't require the seller to contribute the money are the grants through your local hud offices. The only problem is most people dont qualify for them because they are income based. The worst thing is that the income for say a family of three is not that much higher than a single person income so most families are disqualified. Dallas or Shane may know of programs that you might be able to use
Kareninaz wrote:Do you know if any states have the DPA that aren't paid back by the seller? I'm worried since the market's so bad in AZ, that banks won't even do this. So far, a lot of the houses I'm looking at, even though I'm a way out yet, are bank owned. I'm also going to be looking into some grants.ThanksKaren
renaboo01 wrote:
DallasLoanGuy wrote:wells is in a world of hurt right now.they cannot process all of their files.use a mortgage banker who can underwrite in 1/5th the time. and usually for a better rateDallas, I am in Northern Cali. Who would you recommend?
SuzieQuzie wrote:My LO submitted the final paperwork (many, many pages) to underwriting for final approval. She said based on all of the information I should be able to go ahead with another offer (first on didn't go through). Over 1 month and still waiting for that approval letter! Well, they are probably the most reputable of the lenders that I've been working with so I will probably go with them. My agent mentioned that if you go to some online providers they can charge you an early pay-off penalty. She said Wells Fargo doesn't. That's something to think about.