No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Anonymous wrote:It was actually SUGGESTED I do that. Why would I just pay the first person that gave me disclosures on closing costs? Both are preferred lenders of the builder.
As an example lender 2's closing costs came in almost 3 thousand dollars less, and the 1st lender WAY UNDERSHOT the MIP per month which FHA would never be at, which was something that was blatantly incorrect (and I saw as trying to make the monthly payment look better).
Who suggested that to you? Actually I honestly don't care who suggested it to you, it's still wrong. I guarantee it wasn't a lender that told you to do that. It's one thing to shop lenders & a totally different thing to have 2 different lender get through the process required to have a file underwritten. You compare the Loan Estimates & make a choice & then the lender starts working on your file. You don't let 2 lenders get your file all the way through underwriting & then decide.
Let me ask you a question. How would you like it if your boss had you work on a project for 3 weeks while someone else was doing the exact same thing & at the end your boss said thanks but I'm going with the other option & by the way, you are not going to get paid for the last 3 weeks of work you did?
OK.
Understand tempers can flare, we're human, it happens, but I think all the relevant information has already been posted. Closing this thread as a result.
--Revelate, myFICO moderator