How long should I wait after Closing for new CC?

[CelesteR]

We signed papers yesterday. Seller signed today and I picked up keys.  Am I safe to apply for a Lowe's card or should I wait a week?

[TurboFX]

3 days after signing your loan will fund unless it's an investment property. You are good to go. Congrats on the house!

[CelesteR]

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@TurboFX wrote:
3 days after signing your loan will fund unless it's an investment property. You are good to go. Congrats on the house!

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We were told it was funded within hour of seller signing thier part and that's when I picked up keys. 

[BaileyMae]

I applied for my Lowe's card within an hour of closing.

[StartingOver10]

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@CelesteR wrote:

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@TurboFX wrote:
3 days after signing your loan will fund unless it's an investment property. You are good to go. Congrats on the house!

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We were told it was funded within hour of seller signing thier part and that's when I picked up keys. 

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CelesteR, you are in a 'table funding state' (like I am) and the closings are funded same day.

There are many states to the west of us that close and then fund a couple of days later; commonly referred to as 'escrow states'.

To complicate the answer a little bit, if you refinance a loan, then there is a 3-day recission period so the loan doesn't fund until the next business day after the rescission period ends.

So to answer: you are closed and funded - you can go out and app for a cc now

[CelesteR]

Yay! I'm in needs of a Lowe's card. My hubby remodels houses so he's gonna be busy with outs now!