No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
30-45 days. Are you subscribed to any of the products here? I also get notifications when my balances change and stuff so that would be the safest bet
It depends...
1. With paying off credit card balances you only have to wait until the new balance reports, so usually that is sometime around your statement date.
2. Installment loans will report in a similar fashion, so they should report on the same monthly date. Paying off your installment loan is unlikely to cause a huge bump in points, but it decreases your DTI, which can help get you qualified for a higher loan.