Hello,
I had a foreclosure. First late payment was August 2012 and went in sequence Aug, Sep, Oct, Nov, Dec, Jan, Feb, Mar. The house was sold in auction in March 2013 and I have2 questions:
1--When will this drop off as a negative? Transunion lists July 2019 as the date it will stop being negative. Is that standard and the other two are similar or will they use March 2020?
2--How many lates are allowed to be reported in a row? As you can see above, this wa reported 8 times as negative and the last date (March 2013) is being used as my last late payment. So they are reporting 3 years and 4 months as last late payment. Is that accurate?
Thank you
