How much house can you afford calculators...how accurate are they?

[RESSECUP]

According to those calculators...I will never be able to buy a home with my student loan debt. 

[Anonymous]

I'm in the same boat.  I'm on REPAYE, so my debt actually gets bigger reach month...not to mention mortgage companies won't use my actual payment for DTI...no, they assume 1% of the balance

[Anonymous]

I'm in the same boat. However I was told to try Home Possible. A freddie mac program that allows IBR so it helps with your dti. It will be the only way I'll be able to qualify. I have not spoken to a mortgae broker about it yet but from what I can tell it may be the only way I can buy anything more than a shack.

Im sure there are more knowledgable people than I that may offer advice.

[DallasLoanGuy]

---

@Anonymous wrote:

I'm in the same boat.  I'm on REPAYE, so my debt actually gets bigger reach month...not to mention mortgage companies won't use my actual payment for DTI...no, they assume 1% of the balance

---

can you go conventional?   freddie mac will use actual pmts.

havent done one that way yet