How much in checking needs verification on a new mortgages?

[Anonymous]

i know when you apply for  a new mortgage they pull 2 months worth of bank statements to verify down payment funds.  Is there a certain amount where you would have to show additional documentation about the funds that went back further?  Let's say you have 35k to put down on house and it's been in your checking for 90 days.  Will underwriting ask where you got this amount from?

[tgrantly]

only if its within the 60 days.

[DallasLoanGuy]

it is considered 'seasoned' if it is not on the most recent 2 statements.

lots of people apply with 35k in checking. not an issue