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We bought our house 8/2011 for 150K and are looking to refinance to get out of FHA/PMI. The agent next door told me to hold off until the two houses around the corner sell - both going for 225K !! (Of course, one was gutted and totally remodeled, the other has the view).
There is a shortage of houses and prices are rising every day here in Oregon.
I also didn't want to refi until our scores were 740+, but that's not looking like it will happen soon due to our recent debt consolidation. Need to pay that down.
The market here in Florida is booming. We just don't have any inventory so anything that comes on the market has mulitple offers right away, especially if it is in the under $300k range.
Here in the Dallas area it is insane.
market going up in Houston, and yeah i noticed
Chicago area as well. We just sign a contract to build a house because of this, we can close only in October (had a deed in lieu) and we looked for newer houses for the last year but inventory desapared and prices went up. This way we locked the price and we know in December the latestt we'll move in our new home.
Houses under $300,000 are going very fast on Hilton Head Island. However, there are quite a few available that are over $500,000 but I've only been pre-approved for $220,000 so it is going to be very tough for me. There are quite a few condos but I really don't want to go that route. I'm pretty set on a house so that I can have privacy. Off island, there are also quite few houses available, but because I am on call for work, I need to stay on the Island which is where my office is. My current lease is up mid-January, so I have plenty of time, so I keep hoping for new inventory to be listed.
Westchester County never really took a dive in the first place and has remained pretty steady
I put an offer in on a home here in N.E. Florida and it had requests for 8 showings in the first two days. I was the first one in and made an offer right then..I really think the seller had regrets on giving me closing costs though. I've also locked in my rate
I would have to seriously consider the merits of waiting because it looks like the interest rates are not going back down.
@tammyjk wrote:I put an offer in on a home here in N.E. Florida and it had requests for 8 showings in the first two days. I was the first one in and made an offer right then..I really think the seller had regrets on giving me closing costs though. I've also locked in my rate
I would have to seriously consider the merits of waiting because it looks like the interest rates are not going back down.
The bigger concern is that there are rumblings that the Fed is going to stop or significantly slow its repurchase activities. That will leave lenders faced with seeking private capital to make up the difference, and in order to get that they'll have to offer better terms than what the Fed has been propping up. If they have to pay more to obtain capital, they'll charge you more for lending it to you.
So best guess is that rates will begin noticeably ticking up beginning sometime around September.