Regular Contributor
Posts: 231
Registered: ‎07-08-2008

How to get IRS Confirmation of Payment?

I was under a payment plan and I paid it off early. My loan is in underwriting and I am worried that they will think the payment plan is still "on" as it would affect my DTI. How can I get a confirmation from the IRS that the payment plan was satisfied? Or will it be enough to show a cancelled check + payment?

Experian: 658
Equifax: 653
Transunion: 670
Regular Contributor
Posts: 108
Registered: ‎01-28-2010

Re: How to get IRS Confirmation of Payment?

[ Edited ]

I actually had to show my lender a record of my IRS payment plan as well.  I went to the IRS's website and went into my account settings and then clicked on transcripts.  It will ask you what year you need.  It took about 5-6 days to get the transcript.  This shows how much the original balance is, and what payments you've made towards the balance.  This should be sufficient, at least it was for my lender.  Hope everything goes well for you!

TU: 752, EQ: 761, EX: 745
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.