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I would imagine it affecting you both ways. First in a negative way by losing points with the inq and new loan added to you report. Then you'll see the positives if your using the loan to pay off cc's. Lowering your utl will raise your score
myhearts07 wrote:I am planning to refi any day now and I wanted to know if I do this, even though all debt will be paid off with the exception of car payments, how will this affect my scores? Negative or positive?Thanks for all commentsEvelyn
@Anonymous wrote:I am planning to refi any day now and I wanted to know if I do this, even though all debt will be paid off with the exception of car payments, how will this affect my scores? Negative or positive?Thanks for all commentsEvelyn