How will the 2 year employment hurt me?

[sharriel]

I worked with my last employer for 2 years.  Laid off for 1 year.  By the time my 5/16 closing date comes up, I will be at my current job for 1 year and 11 months.  1 month shy of the 2 year mark.  My lender says this shouldn't be a problem but I'm getting scared!

(2 jobs were the same job title, same field)

[Mrs_hambright]

I think you should listen to your lender... I am a newbee but I have read on this forum that the 2 year history can be established in a number of ways. Your lender will get paid when the loan funds so they normally won't work on a file that they think will get denied. My fingers are crossed for you.

[DallasLoanGuy]

hopefully the loan officer asked an underwriter that question and got a real answer

[Peter1142]

If you have the tax returns to prove the previous 2 years employment before being laid off, you should be fine by any standard.