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I am closed!

tag
Anonymous
Not applicable

I am closed!

My timeframe as follows:

Wasn't looking to buy but realized that my all time dream house was for sale and the price had dropped to within reach!

November 15th---viewed house

November 18th-Went to bank--got automated underwriting approval-approved eligible

November 20th--signed contract on house-(residence was a local real estate agent's primary home)

November 22nd-Asked  the seller  since she is a real estate agent if she would buy my house and resell it since it was only worth 1/3 of what hers was worth--and she could resell mine quicker in this area and she agreed.

November 24th-signed contract to sell her my house to her.

---Thanksgiving--no action!---

Week after Thanksgiving-appraisal ordered-had to hold breath no comps within 35-40 mile radius.

Week of December 7th received letter of commitment from mortgage company and appraisal accepted.

Around December 11th got clear to close.

December 17th-Closed on my old house to seller.

December 18th-Closed on my dream house.

 

These are approximated times but I know from contract to closing was exactly 28 days.---thanks for knowledge and advice on boards. Thanks Dallas for all the responses and Mickie too!

 

Tammy

Message 1 of 6
5 REPLIES 5
ArmyStrong
Frequent Contributor

Re: I am closed!

Congrats!!
TU: 556 12/12/08 ~ EQ: 509 12/12/08 ~ EX: 509 12/12/08
TU: 588 8/7/09 ~ EQ: 529 7/30/09 ~ EX - ?? (509 12/12/08)
TU: 619 9/01/09 ~ EQ: 608 9/01/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 626 9/30/09 ~ EQ: 624 9/30/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 659 10/7/09 LO PULL EQ: 624 10/7/09 LO PULL EX: 659 10/7/09 LO PULL
Message 2 of 6
Regular Contributor

Re: I am closed!

Wow everything worked out perfectly for you. Congratulations!
Message 3 of 6
BungalowMo
Senior Contributor

Re: I am closed!

Congrats to you Tammy!!!  So....can we see a pic of your dream house???  Smiley Surprised  You know we all love pics here!  Or maybe the listing link is still up?

 

It's just not often folks speak of their "DREAM HOUSE" and then actually get to buy it!!!  

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 4 of 6
musikklvr
Frequent Contributor

Re: I am closed!

Awesome! Congrats!

Starting Score: 668
Current Score: 712
Goal Score: 750


Take the FICO Fitness Challenge
Message 5 of 6
tleventer
New Contributor

Re: I am closed!

Congrats!  Hope our process goes as smoothly as what it sounds like yours did since we're also looking at our dream house.
12/09 - EQ 683, TU 696, however hubby's EQ is 599 - guess what we're working on next!
1/4/10 - EQ 700!
5/7/10 - Midline score = 712! Hubby's EQ is now 613 :-)
Message 6 of 6
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