Just got off the phone with my mortgage broker! He informed me that my middle score was 693 because my TU is 715! I couldn't believe that. Idk why my Experian is lagging so far behind but I finally made it to the 700 club! (with one bureau at least) I'm happy about that! Anyway, I got approved for up to $201K FHA, 3.5% interest rate. News to my ears--Now if I could only find an affordable home…. 😒
NFCU Cash Rewards $16,100/FNBO Platinum $9.100/Best Buy Citibank $2,500/Care Credit $7,600/TJ Maxx $1000/Neiman Marcus $7000/Saks5thAve $2500
Starting Score: 426 Ch. 13 BK Filed Sep 2009; Discharged Jan 2013
Current Score: TU 706 EQ FICO 701 EX 704
Goal Score: 720