Posts: 102
Registered: ‎09-10-2012

I find this very strange...

My car has been paid for now for years. I was never late on any payemtns. I paid them in full... no issues.


When I first started the process for buying a house and pulled my credit, I notices that the auto lender was reporting that I was late 8 times and had a charge-off. Needless to say, I contacted them to find out what the heck is going on.


They apologized... Told me that they were going to make the correction with the Credit Agencies, and they even gave me a letter on their letterhead stating that I was never late and have no charges offs, etc.


So... they did make the correction. Just minutes ago, I received a Score Alert that showed that they are now reporting the account correctly, BUT my FICO score when DOWN!!!


...what am I missing????

Regular Contributor
Posts: 193
Registered: ‎11-10-2012

Re: I find this very strange...

That IS strange. Not what I would have expected.

Amex Green Amex Gold Delta Rewards Discover IT CU Rewards Visa Closed on my new home 5/2013!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+