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@Anonymous wrote:
My LO pulled my scores and they are still good enough. The scores did drop some 649, 658, and 698. The appraisal came back at 117,500. That's great considering the loan is for 115,000. We are actually paying 85,000 with 30,000 left in the house as equity! This has been a long journey. Throughout this I've learned how important our credit scores are! After being irresponsible in the past my husband and I are now 5 yrs out from our last late payment. Now for the past few yrs I've been obsessive with our credit and I will never live above my means and skip payments again! This forum has been great! I've learned so much along the way. With our income we probably could have gotten a bigger house, however stability is more important. Id rather be able to spend money on trips with my kids before they graduate high school than to live in a bigger house!
that's awesome, good for you!