I'm Buying A Home!!!

[Anonymous]

Yay!  I was approved!  Just to give an idea to those who are building their credit in order to buy a home, I had about 10 accounts in collections (mostly medical, 2 vet bills, 1 utility)  I was going to pay those off until I found MyFico.com.  I DV some and they were erased, the rest are still there and I will send out PFD's AFTER I close on the house.  When I started reading these boards in November by scores were in the 500's.

Gross annual income: 67k

2 vehicle loans: $334 & $397 never any lates

2 credit cards never any lates

30 yr fixed rate FHA 5.5%

Approved for $170,000 (but would have taken anything that was offered, lol)

Scores: EQ 623 TU 657 EX ? but it was about 657

[musikklvr]

Congrats on getting approved!!! It's a good feeling isn't it know all your hard work in rebuilding your credit is finally paying off?

[Anonymous]

Congratulations!! Just like you, I started out in the LOW 5s about 2 yrs ago....Found myFICO about a year ago and have since turned it around! 2 weeks from tomorrow will be my 'D Day' on seeking pre-approval. 

Happy House Hunting!!!

[WannaHouse]

Congrats!!!

I was in the same boat about 8 months ago! We are supposed to close today at 3!

[medicgrrl]

Congrats to everyone!!  I am hoping to have my CR updates in the next two weeks to be able to make application.

[Anonymous]

Congrats on the new scores!  You may want to look into opting out since old creditors will see requests for new credit and start crawling out of the woodwork.

[Anonymous]

How to estimate the amount we can approve for?

Lets say I make 60K

Student loan 355 in deffermetn

car loan 147

Credticard 20

Thanks