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I'm back in underwriting!

Frequent Contributor

I'm back in underwriting!

My file was moved to underwriting with the second lender today...

The processor made sure everything was in order, so I'm hoping it's just a short visit.

Hoping to be closed and funded by this weekend.
Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


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Message 1 of 42
41 REPLIES
Frequent Contributor

Re: I'm back in underwriting!

I believe that you will be closing within the next 7 days.  I would start packing your boxes and scheduling your moving truck.  You aren't giving up and this battle is not yours but the Lord.  Congratulations you have done it.

Fico September 2012; TU 681, EX 674, EQ 652
Fako October 2012: TU 706, EX 641,
Message 2 of 42
Regular Contributor

Re: I'm back in underwriting!

Crossing fingers for you!

Message 3 of 42
Highlighted
Regular Contributor

Re: I'm back in underwriting!

I'll be over here cheering you on!

In my wallet:
Discover More / Chase Amazon / Chase Freedom /Chase Business Ink / Chase Slate / Capital One Cash Rewards / Walmart Discover / Kohls / JCPenny / Home Depot / Art Van

Experian Direct PLUS scores: Experian 744/ Equifax 763/ TU 744
Message 4 of 42
Established Member

Re: I'm back in underwriting!

Great update!! Keeping my fingers crossed for you! I know this has been quite an ordeal but know it will be worth it in the end

Message 5 of 42
Frequent Contributor

Re: I'm back in underwriting!

No news today... Maybe tomorrow?
Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


Take the FICO Fitness Challenge
Message 6 of 42
Established Contributor

Re: I'm back in underwriting!

What! Over here throwing a tantrum for you.  I keep checking back with Mortgage board to see you thru as you are the last one in our initial group to closeSmiley Sad.  We are hanging in there with you.Smiley Wink


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

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Message 7 of 42
Frequent Contributor

Re: I'm back in underwriting!

My realtor pc's me on an emails with the seller's agent and processor. It looks like I'm waiting in underwriting until the assistance program finishes up with getting funding transferred over which should be done today. Maybe tomorrow I will get a clear to close?

Underwriting hasn't asked me for anything... I think that's a good sign...
Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


Take the FICO Fitness Challenge
Message 8 of 42
Frequent Contributor

Re: I'm back in underwriting!

Cc'd me... not pc'd me.
Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


Take the FICO Fitness Challenge
Message 9 of 42
Frequent Contributor

Re: I'm back in underwriting!

CONDITIONAL APPROVAL IS INNNNNNNNNNNNNN!!!!

Waiting for conditions (if I have any) or a closing date!
Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


Take the FICO Fitness Challenge
Message 10 of 42