I am thinking that it might be time to start my process of preparing for a home to call my own. Would I be wrong to go to a loan officer to get all three scores and to see what is possibly hurting my credit scores for a home loan in the future (12-16 months from now)?
Starting Score: EX:603
@Anonymous wrote:
Please be careful following a loan officer's advice regarding improving your credit scores. We've had many members that were given advice that back-fired and then they were out of luck. On the other hand they can tell you what is hurting your file overall. They may require collections be paid even though that may not be best for your score, etc. They may require you pay off your car loan to leave more room for the mortgage or something like that. Good luck!
My biggest issue is not know what my score us on EX. I have no unpaid collections. I am still trying to GW the one on EX and the one on TU. I really would like to know what is hrting my scores thee most. I have read so much on these boards about the wrong information given by LO that I know not to make it the gospel!
Thank you both for your comments