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IBR or ICR for Mortgage application and income increase within the year

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Student_Loans_Kill
Frequent Contributor

IBR or ICR for Mortgage application and income increase within the year

What is better for payments to keep DTI low?


Starting Score: 656
Current Score: 678 TU 08, 665 EQ MyFico, 698 EX PSECU
Goal Score: 7OO needed for Mortgage application


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Booner72
Senior Contributor

Re: IBR or ICR for Mortgage application and income increase within the year

Whichever payment is lower.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
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