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You are so right!! Well, we did get some revised paperwork since our purchase amount changed (as a result of adding options & upgrades at the design center),so that does tell me that the little elves are in the back room doing some kind of work on our loan. Perhaps I'll just keep waiting for more automated documents to come through ... at least that let's me know that something is going on with my loan since the LO isn't communicating with me via email or phone. I'm just going to consider the 45 day financing contingency as cleared because I've heard nothing otherwise and the lender is sending updated loan docs. I guess as I keep "stalking" the neighborhood and my empty lot, I'll soon see some changes. ---- and btw, I was stuck on level 38 for two weeks! Finally got thru last week and I'm now on 57!! This is definitely helping my stress level!! Thanks again, violetsmom for your information and advice, and congratulations on your new home!! (I'm trying to be just like you ... in a few months!)