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Do IRS Installment Payment agreements (not lien) have any impact on obtaining a mortgage loan or calculating mortgage payments?
Not that I'm aware of -- I currently make payments to the IRS and my loan officer just counts it towards my DTI.
Good luck.
Ok. Thank you!!
I was in the same boat when I bought my house a couple of years ago. My LO had me write a letter of explanation and then I needed to be able to show 12 months of on time payments to the IRS. If you can do that and you DTI is acceptable you should be good.
Good Luck!