I was reading an article online today and it says that it is illegal to charge a borrower for a rapid rescore. According to (RESPA ACT) Real Estate Settlement Procedure Act.
Hud defines this service a service that generates an unearned fee.
I am not sure of the actual article that the OP is referring to. But I found an interesting link courtesy of a blog page from "DallasLoanGuy" which shared various viewpoints on the topic. He actually cited the actual verbiage from FCPA and RESPA. I hope he doesn't mind me posting it and/or it doesn't violate any rules.
Agree +1 Lender should not be charging you for a rescore.
If they try to, you need to RUN!
Is this still true?