Identity alert IRS

[Anonymous]

Printed transcripts can be altered. Anything NOT from the source directly could be fraudulent. Unfortunately, that is the world we live in. 

Calm down, breathe, Sbrooks1. Have your realtor work with your lender to get a waiver on the tax transcripts. Do you have a tax lien? 

What type of loan program are you trying for? If you can't work past this, you may just need to move to another lender that doesn't have this overlay. I went through this too, and I was able to get around it.

[Sbrooks1]

No lien but an IRS IA, How do I determine before UW if it's going to be an issue? What if there are no lenders in my area? How did they get your transcripts after you closed I wonder! I've just come so far I am so upset!

[Anonymous]

All you can do is ask your lender. You might need to go with a lender that isn't local, I did this whole process remotely. You should have open lines of communication with your lender, ask them immediately.

As far as how they got them afterwards, I am not sure. I don't know how that whole thing works.

[Sbrooks1]

I have emailed her. So frustrating!!

[Anonymous]

For your own sanity, I would suggest you call. Get them on the phone.