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I am trying to get approved for a mortgage in the 200k range. My scores are in the high 500's to low 600's. My income from my job as a computer network engineer is 84k. I also make another 30k from side jobs as a musician. I have around 15k for a DP.
The problem:
Child support is $868 per month, Auto loan is $580, Student loan is $106. I usually right off most of my music income as a business losses. BTW no credit card debt. With several open accounts in good standing.
How much can I realistically buy?
I'm not sure about how much you would qualify for but you will need a mid score of 620. Here is a pretty good mortgage calculator that should help you figure out how much you would qualify for. I can't recall the exact front end/back end ratios for FHA though. You could probably do a search and find out though.