In February I met with a 5/3 Bank loan officer who said that my middle score would have to be 580 to be approved for a FHA loan. At the time my middle score was 505. After doing some credit repair I raised my middle score to 605. I went in and got prepproved for the loan with no problem. Soon after I got lucky and found the perfect house and went in to start the loan process. He re-ran my credit and it was approved throught Fannie and Freddie and he locked in my interest rate (5%). My fear is that it is going to get denied by the UW. Does anyone know what the likelyhood of that happening or if it is a common occurence? I flat out asked the loan officer is there any reason why this wouldnt go through and he said no. I hope that he is right. Any input would be appreciated. Thanks!!