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My husband and I are in the process of applying for a Conventional Mortgage Loan. His credit report reflects a 2200 student loan payment, which is incorrect. It is based on a 10 year repayment plan. He changed his plan to a 25 year extended plan and his payment is actually 1300. How do we get this corrected on his credit report. This larger payment is killing our DTI and reducing the amount we can borrow by over 50,000! Any suggestions, or prior experience with this would be appreciated. Thanks
loan officer can order a credit supplement and update the payment. opening up the dti for more house.
Thanks for replying, what exactly is a credit supplement?