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I have a foreclosure since 2007 can I call or write to the lender to see if they will remove it. Just wondering if anybody has had any success with this. Or do I have to wait the 7 yrs till it falls off my credit report.
Sure you can ask, but they don't have to. Won't affect your ability to qualify for a new mortgage though - as you still need to disclose all foreclosures within the past 7 years, and also the fact if you've ever been obligated on a loan that resulted in foreclosure.