Hi everyone, although I know this is a question better suited for a loan officer, I was wondering if anyone knew. When there is a borrower and a co-borrower on a mortgage, who determines the interest rate, the person with the higher score or the one with the lower score? My husband and I are abount 20 points apart on the mid mortgage score. We are both high enough where I dont worry about qualifing, I'm more concerned about the interest rate.
