So here is the deal, I am under contract to purchase the home I currently live in. I have been basically occupying before settlement for a year in and half and have till October 31 to settle. Pay the owners house payment $1760 on time zero lates very responsible occupier. Been cleaning up my credit only have four baddies left that I am currently in the process of doing the PFD stuff, disputes, etc and blah blah blah. They are all four under $500 anyway so not a big deal if I end up having to PIF and requesting a GW route.
My scores are at 616 eq/ 596 tu/ 620 ex
Once I get a ten yr old fed tax lein released which I have legal assistance at this point helping with I am Anticipating even a higher jump but worse case I was told a subordination could be done.
As it stands now, I am a first time home buyer, I am OK with higher rates etc, are there any lenient lenders that would at least work with me as I am even as I continue to improve my life?
