Is Citi a "Prime" lender?

Anonymous · ‎11-07-2008

Are mortgage companies looked at differently on your credit reports? How would Citi differ from say Countrywide?

DallasLoanGuy · ‎11-07-2008

NO!!

FICO does NOT look at the lender name and dock you points. PERIOD!!

Retired Lender

BrianB_The_Loan_Professor · ‎11-09-2008

no different even if one is a subprime lender vs. a prime lender

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Brian B The Loan Professor
Mortgage Banker - offering FHA, VA, USDA , and Conventional mortgages in all 50 states -

If I do not respond to a follow up question please feel free to contact me directly

Anonymous · ‎11-09-2008

FICO doesn't care, but some lenders do. Amex, for example, has been recently taking AA (CLD and/or account closures) against cardholders with Countrywide mortgages.