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Is USDA Changing their minimum credit score requirement

Valued Contributor

Re: Is USDA Changing their minimum credit score requirement

Very true. But if you applied now you fall under the present policy.
Good Luck
May all your dreams and wishes become a reality!
Established Contributor

Re: Is USDA Changing their minimum credit score requirement


JM-AM wrote:
Very true. But if you applied now you fall under the present policy.


If only there was a house I wanted to commit to for 10yrs+ on the market right now haha! 

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
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Valued Contributor

Re: Is USDA Changing their minimum credit score requirement

Keep looking and shopping, eventually you will find what makes you happy! Smiley Happy

Good Luck
May all your dreams and wishes become a reality!
Valued Contributor

Re: Is USDA Changing their minimum credit score requirement

I recommend hiring a realtor. Our realtor found us our dream home that we didn't see by looking ourselves. Tell him what you most want in a home, where you would like to live and in what school district. Your realtor will send you queries of homes and you just pick out which ones you want to schedule a showing for and he will arrange it.

The realtor is typically paid by the seller at closing...make sure it says that in the contract. Good Luck!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014