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Is a home refinance possible in 6 months?

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Imperfectfuture
Super Contributor

Re: Is a home refinance possible in 6 months?

Um, this is a new loan, not technically refinance. Smiley Wink. Yes it's me stated it would be difficult for you. MUCH better for credit report if you pull the scores here first, instead of hard pull from lender.
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Message 11 of 13
GirlMelanie89
Established Contributor

Re: Is a home refinance possible in 6 months?

I understand that this is a new loan but I wanted to know once I secured the new loan, could I refinance it for a better rate, since 6 points stands between receiving a 3.25 versus a 3.5. I've already pulled my scores here so I know what they are.
Bankruptcy discharged: May 2014 Starting Score: 571 Goal Score: 700
Current Score: 676 (EQ FICO) 674 (EX FICO) 662 (TU FICO)

Mortgage Loan Originator in Kentucky
Message 12 of 13
GirlMelanie89
Established Contributor

Re: Is a home refinance possible in 6 months?

Probably should have explained this a little better.
Bankruptcy discharged: May 2014 Starting Score: 571 Goal Score: 700
Current Score: 676 (EQ FICO) 674 (EX FICO) 662 (TU FICO)

Mortgage Loan Originator in Kentucky
Message 13 of 13
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