No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
aren't backed by Fannie/Freddie, aren't FHA loans, and haven't ever been delinquent? It's a Wells Fargo mortgage and they told them there was nothing if they weren't 2 months behind...their current interest rate is 7.9
@Familywantsahouse wrote:aren't backed by Fannie/Freddie, aren't FHA loans, and haven't ever been delinquent? It's a Wells Fargo mortgage and they told them there was nothing if they weren't 2 months behind...their current interest rate is 7.9
Yes FHA has a refi for an underwater loan that has never been delinquent. Check into FHA streamline refi - google it and you will get most of the underwriting terms.
Also FHA has a "short refinance program" available to the end of this year for non-FHA borrowers that are current in their loans. This program is a voluntary program by lenders.