Hi Bella, I read your post and was thinking... IMO the best idea would be to hold out on renting the apartment or house for as long as possible. I would save as much as possible for the move and all of the expenses involved while paying your student loans down as much as possible. I would say if you could wait a year on the lease, then lease a place for a year with your reserves. While your lease runs apply all of your extra money to the loans, by this time you should be in a good place with those loans, have your two years time of employment and still have your 75K for the downpayment, which will be well seasoned at worst. I guess really you only have 9 months left with the folks if you did it that way and in that time probably have your rent payments saved for the year.
I think there are many people here that would love to be in your situation, having the income and the ability to save is something to be said. You're in a tough spot though, with the folks down your back at home, so I understand and really though you're the only one who knows what is best for you. Good luck to you and I hope that everything works out the way you want it to.
Xd
