Is this normal

[PixieQueen80]

Is it normal to have to provide the following documents to get a pre-approval letter for a home loan: 2 months bank statement, months worth of pay stubs, w2's, tax returns, and letters explaining negatives on credit report?

[Anonymous]

Yes it is normal. The tax returns are usually only required if the borrower has other than w-2 income, or unreimbursed employee expenses.

[Tooliebell]

Those are all documents I have had to produce to get approval before.

Just curious, with your scores in your signature, where are trying to get pre-approval from?

[PixieQueen80]

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@Tooliebell wrote:

Those are all documents I have had to produce to get approval before.

Just curious, with your scores in your signature, where are trying to get pre-approval from?

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Hi Tooliebell

First Guarantee Mortgage is willing to do an FHA loan with a minimum of 580 credit score. 

[DallasLoanGuy]

if the loan officer doesnt ask for all of these things up front, they arent doing their job