January 2017 Closers

[missgaonmymind]

Housing Type: Single Family Home
Purchase Price: $140,000 (seller paid $4500 in closing cost)
Signed Contract: 11/26/16
Location: Fairburn, GA
Property Type: Single Family
Type of Loan: FHA
Loan Rate: 4.5%  

Score: 660

Appraisal: $141,500

Cleared to close: Yes
Closing Date: 1/13/2017

A super proud moment in my life!! Just 2 yrs post Ch 7 BK and I'm a homeowner!!

[gurusexy]

Update: Appraisal came in at 284K, and contract got redone for that price. then after after three pulls from lender, my score drops and lender hits me with 7,500 in fees, so switched to FHA and appraisal had to be switched as well. Irony is FHA appraisal then came in at 289,900. Everything checked out and we clear to close for Monday, 30th December. 

Clear to close: January 25th 2017

Final walk through: January 30th 2017

Closing scheduled for: January 30th 2017

@gurusexy wrote:

Housing Type: Single Family Home
Purchase Price: $298,900 (closing concessions Redfin - 1213, Lender -4000)
Signed Contract: 12/12/16
Location: Land O Lakes, FL
Property Type: Single Family
Type of Loan: Concentional (mid score of 686 with 3.5% down)
Loan Rate: 4.0%
Inspection: 12/16/2016 - All clear, just a couple of breakers that need fixing
Appraisal: Completed 01/03/2017
Cleared to close: TBD
Final Walk through: TBD
Closing Date: Scheduld for 1/27/2017 or sooner
Closed On: TBD

There nust be an easier way to verify debts have been paid off. Lender kept insiting they needed the account numbers on paid off accounts match whats on the credit report exactly. They requested account statements but most lenders do not put the entire number..For that very reason, the back and forth took two weeks!!! smh.. Supposed to hear from them tomorrow on a clear to close so we live to see 

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[Sylvrbak]

Purchase Price: $319k (with $3500 in builder closing costs) + 27,700 in upgrades and lender paid owners title.
Signed Contract: 5/28/2016
Location: DFW, TX.
Property Type: Single Family
Type of Loan: Conventional (mid score of 725)
Loan Rate: 3.875
Appraisal: 320k
Cleared to close: 1/23/2016
Final Walk through: 12/22/2016.
Closing Date: 12/29/2016 didn't happen, builder asked for 30 more days.
Closed On: 1/26/2017... yay!

[iwazl71]

Housing Type: Single Family Home
Purchase Price: $435,655
Signed Contract: 3/9/2016
Location: Prosper, Tx
Property Type: Single Family
Type of Loan: Conventional
Loan Rate: 4.375%
Appraisal: 12/10/2016
Cleared to close: 1/23/2017
Final Walk through: 1/20/2017
Closing Date: 1/27/2017
Closed On: 1/27/2017

Lender gave 10k Lot incentive and paid 11k towards closing and title

[gurusexy]

Annnnnnd, closed on jan 30th!

@gurusexy wrote:

Update: Appraisal came in at 284K, and contract got redone for that price. then after after three pulls from lender, my score drops and lender hits me with 7,500 in fees, so switched to FHA and appraisal had to be switched as well. Irony is FHA appraisal then came in at 289,900. Everything checked out and we clear to close for Monday, 30th December. 

Clear to close: January 25th 2017

Final walk through: January 30th 2017

Closing scheduled for: January 30th 2017

@gurusexy wrote:

Housing Type: Single Family Home
Purchase Price: $298,900 (closing concessions Redfin - 1213, Lender -4000)
Signed Contract: 12/12/16
Location: Land O Lakes, FL
Property Type: Single Family
Type of Loan: Concentional (mid score of 686 with 3.5% down)
Loan Rate: 4.0%
Inspection: 12/16/2016 - All clear, just a couple of breakers that need fixing
Appraisal: Completed 01/03/2017
Cleared to close: TBD
Final Walk through: TBD
Closing Date: Scheduld for 1/27/2017 or sooner
Closed On: TBD

There nust be an easier way to verify debts have been paid off. Lender kept insiting they needed the account numbers on paid off accounts match whats on the credit report exactly. They requested account statements but most lenders do not put the entire number..For that very reason, the back and forth took two weeks!!! smh.. Supposed to hear from them tomorrow on a clear to close so we live to see 

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