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So i have a friend who is a realtor. She says that for people to qualify for a mortgage they need to work at their job for about 2 years. Is this true?
I ask because right now im tempted to look for a new job, i have been at my current one for 2 years, if i look for a new job now and secure one before leaving my current one. Will this affect me on obtaining a mortgage? Currently might be getting pre-qualified first then looking for a home in like april 2015.
Also do pre-qualifying for a mortgage is that a HP or SP?
If you are still working retail but working at another company, it is considered the same 'field' so it won't impact you negatively.
Our Loan officer said if u go FHA dosnet matter as long as you have had a job for two years. She said if its regular loan then you must stay in same field.